Let’s be real. I don’t want to think about life insurance either, or rather, I don’t want to think about dying.
Isn’t that the truth?
The insurance part is okay, it’s the dying that isn’t.
That’s true for all insurance.
After all, you don’t want to have a car accident, a flood, or house fire but those things occur and if they do, you want to be protected.
And yes, everyone will die.
And so, life insurance is one of those things that you may not want to think about, but it is something you need.
Let’s put life insurance into perspective:
It helps protect your family should something happen to you, and this is especially true if the financial well-being of your family is fully, or even partially, dependent on your income.
This includes:
Housing (often the largest single monthly household expense)
Car loans
Credit card debt
Everyday recurring expenses
Education (nursery school through college)
There are several different types of life insurance, and you should take time to investigate what’s best for your specific situation.
If you’re uncertain, then speak with a trusted advisor and get their advice.
Remember that in most cases, the earlier you purchase your life insurance, the lower the premium will be.
Please reach out with questions about life insurance or to discuss any of your other insurance needs.
And yes, even if you don't want to talk about it!